Recalls, warranties and service contracts
Warranties, recalls and records

Recalls, warranties and service contracts: what is free, what is covered, and what is a sales call

Check open recalls by VIN, find bulletins and warranty extensions, write down the factory and emissions warranty terms, know where maintenance may be done, read a service contract, and recognize the warranty-expiring pitch.

Start here Essentials

For a first pass, this chapter asks for one recall check by VIN and the end dates of your warranties. The rest can wait until a recall letter, a warranty question or a sales call arrives.

  1. Enter your VIN in NHTSA's recall lookup. Write the result on the recalls sheet with the date, even when nothing is open (recalls).
  2. Book any open recall repair with a dealer, and ask about a loaner. Follow any interim safety instruction in the notice until it is done (recalls).
  3. Write your factory and emissions warranty terms and end dates on Car facts. Years, miles and the in-service date they count from, on Car facts (factory warranties, emissions warranty).
  4. If a "warranty expiring" call, text or letter arrives, do not reply to it. Check your coverage in your booklet or with your dealer, at a number you look up yourself (the pitch).

Minimum time: about 30 minutes. Done when: the recalls sheet has a dated VIN check, and Car facts has the warranty end dates.

Recalls: free safety repairs, checked by VIN Understand

A recall is a maker's campaign to fix a safety defect, or a failure to meet a federal safety standard, in vehicles or equipment already sold. The National Highway Traffic Safety Administration (NHTSA) says a recall is issued when a maker or NHTSA decides a vehicle, tire, car seat or piece of equipment creates an unreasonable safety risk or fails minimum safety standards, and that most recalls are decided voluntarily by makers before NHTSA is involved. The maker must fix the problem by repairing it, replacing it, offering a refund or, rarely, buying the vehicle back (NHTSA, Check for Recalls).

The VIN check, and what it leaves out

The VIN (vehicle identification number) is the car's 17-character serial number. NHTSA says to look at the lower left of the windshield, and that it is also on the registration card and may be on the insurance card. Enter it, or the license plate, in the lookup on NHTSA's recalls page, and it shows whether that car has an unrepaired safety recall. If there is none, it says "0 unrepaired recalls associated with this VIN."

The search is as complete as NHTSA says it is, and NHTSA lists what it leaves out:

The VIN or plate search showsIt does not show
An unrepaired safety recall on that car, from the makers it coversA recall already repaired on that car
Recall information the maker supplies, which may be newer than NHTSA's own pagesSome recently announced recalls whose VINs are not yet loaded; NHTSA says to check regularly
Recalls more than 15 years old, unless the maker offers more coverage
Recalls by small makers, including some ultra-luxury brands and specialty vehicles
A maker's customer service or other non-safety campaigns
Recalls on vehicles built for other countries

Source: NHTSA, Check for Recalls, read November 1, 2026.

So a clean result means "no unrepaired safety recall that this search covers". For a car more than about 15 years old, or from a small maker, ask a dealer of that make to check by VIN as well. NHTSA's advice is to register your vehicle and tires with the makers and check recalls twice a year; its free SaferCar app, for iPhone and Android, sends an alert when it finds a recall for a vehicle you enter. Write each check on the recalls sheet, including the ones that find nothing: a dated "none open" row is the record that you looked. This manual's convention

The notice and the free remedy

When a maker decides on a recall, NHTSA says it will notify registered owners by first-class mail within 60 days of notifying NHTSA. The regulation behind that, 49 CFR 577.7, sets the 60 days and requires a second notice once the fix is available if it was not ready at the first (49 CFR 577.7, eCFR). A letter can arrive before the repair parts do. The fix itself is the remedy: the repair, replacement or refund the maker offers.

The remedy is free by law, with limits. The statute, 49 U.S.C. 30120, says the maker remedies the defect without charge when the vehicle or equipment is presented for it, but it removes that duty if the vehicle's first purchaser bought it more than 15 calendar years before the notice, or the tire more than 5 calendar years before. A recalled tire must also be presented within 180 days of the notice, or of a later notice that a replacement is available (49 U.S.C. 30120, Cornell LII). Inside those limits, NHTSA's instruction to owners is to follow any interim safety guidance in the notice and contact a local dealership to fix the recalled part for free. Ask the authority

Booking it: call a dealer of your car's make, give the VIN and the recall number from the letter or the lookup, and ask whether the parts are in, how long the repair takes, and whether a loaner is offered. NHTSA's Takata page says dealers and makers are not required to provide a loaner car, but that it is a good idea to ask. Write the booking and the completion date on the recalls sheet, and keep the repair order with your service records.

Takata air bags and "do not drive" warnings

The largest recall NHTSA tracks is the Takata air bag recall. NHTSA says about 67 million Takata air bags have been recalled, that long-term exposure to heat and humidity can make them explode, and that it has confirmed 28 people killed in the United States, with at least 400 more allegedly injured. For some vehicles at far higher risk, NHTSA and the makers have issued "do not drive" warnings. NHTSA says owners of certain 2001 to 2003 Honda and Acura models should contact Honda or a dealer immediately and drive the car only to the dealership for the free repair, and that Ford and Mazda are advising some owners of 2006 Ranger and B-Series trucks not to drive them, and will provide towing and loaner vehicles (NHTSA, Takata Air Bag Recall Spotlight).

The same page says not to ask a dealer to disable an air bag while you wait, because a disabled air bag will fail to provide any protection in a crash; to accept an interim repair when one is offered, since the free final repair is still owed; and, if a dealer refuses a recall repair, to tell the maker and file a complaint with NHTSA. Ask the authority

Caution

If a recall notice says not to drive the car, follow it exactly, and call the dealer or the maker to arrange the repair, the towing or the one trip the notice allows. For any other open recall, follow the interim safety instructions in the notice until the remedy is done. NHTSA's recalls page and its Takata page both give these instructions.

Reporting a safety problem

If you believe your car has a safety defect that no recall covers, you can file a complaint with NHTSA online or by its Vehicle Safety Hotline, 888-327-4236 (TTY 888-275-9171) (NHTSA, Report a Safety Problem). NHTSA says complaints go into a public database after personal information is removed, and that similar reports from many people can lead it to open an investigation, which can lead to a recall. A complaint does not get your car repaired; it is information for the agency.

Limits

A recall lookup is as complete as the VIN search says it is. "0 unrepaired recalls" does not cover recalls more than 15 years old, small makers, non-safety campaigns or recalls not yet loaded, and it says nothing about defects no recall has named. A dealer of your make, and the maker, settle what the search leaves out. Whether a particular recall's free remedy applies to your car under the statute's limits is the maker's to answer first, and a lawyer's if it is disputed. Ask the authority

Service bulletins and warranty extensions

Recalls are for safety. Makers also send their dealers repair guidance for problems that are not safety defects. A technical service bulletin (TSB) is that guidance: Consumer Reports describes it as a maker-to-dealer communication about a recurring problem and how to repair it (Consumer Reports, How to Get a Free Technical Service Bulletin, February 2020).

NHTSA collects them. Its manufacturer communications page says the Early Warning Reporting rules require makers to send NHTSA copies of their manufacturer communications, including warranty and policy extensions and product improvement notices sent to dealers or owners about any defect, safety-related or not (NHTSA, Manufacturer Communications). To find them, search NHTSA's recalls page by year, make and model instead of by VIN: the results include recalls, investigations, complaints and manufacturer communications. Consumer Reports adds that some bulletins from before 2012 are not available there.

A bulletin is not a free repair. Consumer Reports says that in most cases customers pay for TSB repairs unless the car is still under warranty, but that a bulletin can become a service campaign or a warranty extension, sometimes beyond the original warranty period, and that an owner who already paid can ask for reimbursement, which is one reason to keep invoices. A warranty extension (also called a warranty adjustment program, or a "secret warranty") is a maker's decision to cover a known problem for longer than the warranty, without a formal recall. Cornell's Legal Information Institute says no federal law regulates these programs and that California, Connecticut, Maryland, Virginia and Wisconsin require owners to be told of them (LII Wex, warranty adjustment program). Ask the authority

California's law is one example, and it applies to cars in California. Civil Code section 1795.92 requires a maker to notify eligible owners by first-class mail within 90 days of adopting an adjustment program, and to reimburse owners who paid for the covered repair before they learned of the program; the owner's claim goes in writing within two years of paying (California Civil Code 1795.92, via Public.Law). Other states differ or have no such law; your state attorney general's office can tell you which applies.

How to use this: when a problem keeps coming back, search the year, make and model on NHTSA's page and read the manufacturer communications for one that matches. Write the bulletin's number on the recalls sheet and give it to the shop, and ask the dealer whether any extension covers it before you pay. This manual's convention

Factory warranties: what the booklet promises

A new car comes with the maker's warranty. Federal law defines a written warranty as a written promise that the material or workmanship is free of defects, or will meet a level of performance, for a period of time, or a written undertaking to refund, repair or replace if it does not (15 U.S.C. 2301, Cornell LII). The Federal Trade Commission (FTC) puts it in plain words: a promise to fix certain defects or malfunctions for a set time, often a number of months or miles, whichever comes first (FTC, Auto Warranties and Auto Service Contracts).

The booklet usually holds several warranties, each with its own term. Two makers' published terms as examples:

CoverageWhat it covers, in the maker's words or close to themToyota (its warranty page)Hyundai (its warranty page)
Basic (new vehicle) warrantyToyota: all components other than normal wear and maintenance items36 months or 36,000 miles5 years or 60,000 miles
Powertrain warrantyToyota: engine, transmission or transaxle, drive systems, seatbelts and airbags60 months or 60,000 miles10 years or 100,000 miles, original owner only; later owners get powertrain coverage under the 5-year or 60,000-mile warranty
Corrosion (rust-through)Hyundai calls it anti-perforationNot among the facts we recorded; read the booklet7 years, unlimited miles
Hybrid or EV batteryThe high-voltage battery10 years from first use or 150,000 miles (hybrid batteries, model year 2020 on)10 years or 100,000 miles
EmissionsFederal, and California's where it appliesFederal terms; see belowLists the federal 8-year or 80,000-mile warranty and a California 7-year or 70,000-mile warranty

Sources: Toyota, Warranty and Owner's Manuals; Hyundai, America's Best Warranty. Each applies only to that maker's cars, and terms change by model year. Product-specific

Three things decide when each coverage ends:

  • The start date. Warranties count from the in-service date, the day the car was first delivered to its first buyer or first used as a demonstrator or company car. The federal emissions regulation counts from that date, and Toyota counts its hybrid battery coverage from first use. On a used car, buying it does not restart the clock. Ask a dealer of the make for the date by VIN, or read the original bill of sale.
  • Whichever comes first. Each term ends at its years or its miles, whichever comes first. Work out both: the calendar date, and the date you will reach the miles at your own pace.
  • Who owns the car. Some coverage stays with the car and some ends with the first owner, as Hyundai's powertrain terms show. A buyer of a used car reads the transfer terms for each line.

Write each line on Car facts: the coverage, its years and miles, the in-service date, both end dates, the earlier one marked, and whether it transfers. A warranty you know the end of is one you can use before it ends. Toyota's 2026 Tacoma booklet also says Toyota will not deny a claim solely because you lack maintenance records, but that a failure caused by lack of maintenance is not covered (Toyota, 2026 Tacoma Warranty and Maintenance Guide (PDF)); other makers word this differently, and Your service records compares them.

Hybrid and EV battery warranties

The high-voltage battery usually has its own line in the booklet, often longer than the basic coverage, as the table shows. For most cars on the road today it is the maker's own promise: the federal emissions warranty's battery item, 8 years or 80,000 miles, is optional before model year 2027 for cars and light trucks at or below 6,000 pounds gross vehicle weight rating, and its future after EPA's 2026 rulemaking is not settled. Hybrids and electric cars covers what to write down and what the regulation says today.

The federal emissions warranty

Cars and light trucks from model year 1995 on carry a federal emissions warranty in addition to the maker's own coverage. The Clean Air Act sets its terms at the first 2 years or 24,000 miles of use, whichever comes first, and 8 years or 80,000 miles for specified major emission control components, which the statute names as the catalytic converter, the electronic emissions control unit and the onboard emissions diagnostic device (42 U.S.C. 7541, Cornell LII).

EPA's regulation, 40 CFR 85.2103, carries the current list of 8-year or 80,000-mile parts for cars, light trucks and medium-duty passenger vehicles. As published on eCFR and read on November 1, 2026, it lists:

  • catalytic converters and SCR catalysts, and related components;
  • particulate filters and particulate traps, on gasoline and diesel engines;
  • exhaust gas recirculation components on diesel engines;
  • the emission control module;
  • batteries for electric cars and plug-in hybrids, with the parts that charge, store and deliver their power (optional before model year 2027 for vehicles at or below 6,000 pounds GVWR).

Everything else that is emission-related has the 2-year or 24,000-mile term (40 CFR 85.2103, eCFR). Your booklet's emissions section names the parts for your car. Ask the authority

Two warranties, two triggers

EPA's question-and-answer sheet for owners explains that the federal coverage is really two warranties (EPA, Emissions Warranties for 1995 and Newer Cars and Trucks (PDF), October 2009, revised September 2012):

WarrantyWhat triggers a claimTerm
Design and defect warrantyAn emission-related part is defective2 years or 24,000 miles; 8 years or 80,000 miles for the specified major components
Performance warrantyThe car fails an approved emissions test, in a place where failing means a penalty or sanction, such as a required repair under a state inspection and maintenance (I/M) program2 years or 24,000 miles; 8 years or 80,000 miles if a specified major component caused the failure

What the same sheet says about a claim, in short:

  • Take the car to a facility the maker authorizes, for the maker to pay.
  • A valid claim costs you nothing: no charge for diagnosis, labor, parts or miscellaneous items.
  • The coverage applies to used cars within the time and miles.
  • A claim can be denied only if evidence shows misuse or poor maintenance caused the failure; EPA's examples include tampering and replacement parts that are not equivalent.
  • Proof of maintenance is not required for a defect claim, but may be asked for when poor maintenance likely caused the failure, so owners who do their own maintenance keep logs and receipts.
  • A maker cannot require a specific brand of parts, though it can require parts of equal quality.
  • A part with a stated replacement interval in the schedule is covered only up to its first replacement point.

That is why a check engine light on a car still inside these terms is worth a question before you pay for a diagnosis elsewhere: "Is this covered by the emissions warranty?" Warning lights and codes covers the light itself.

California's terms are longer, and they show how a state can add to the federal floor. The California Air Resources Board's fact sheet lists 3 years or 50,000 miles for emissions-related parts, 7 years or 70,000 miles for high-cost emissions-related parts listed in the owner's manual, and longer terms for some low-emission models (CARB, California Vehicle and Emissions Warranty Periods). Whether those apply to your car depends on how it was certified and where it is registered; your booklet says, and CARB's helpline is on the fact sheet. Ask the authority

Independent shops, your own work and your warranty

You do not have to use the dealer to keep a warranty. The FTC says so directly: you don't have to use the dealer for repairs or maintenance to keep your warranty in effect, and it is illegal for a dealer to deny warranty coverage because you had routine maintenance or repairs done by someone else (FTC, Auto Warranties and Auto Service Contracts).

The law behind it is the Magnuson-Moss Warranty Act. Its tying rule, 15 U.S.C. 2302(c), says no warrantor may make a warranty depend on using a part or service identified by brand or company name unless that part or service is provided free under the warranty (15 U.S.C. 2302, Cornell LII). The FTC's rule, 16 CFR 700.10, gives the example: wording such as "void if service is performed by anyone other than an authorized dealer" is prohibited where that service is not free (16 CFR 700.10, eCFR). In 2022 the FTC announced proposed settlements with three companies, Harley-Davidson among them, that it said broke the law by telling customers their warranties would be void if they used parts or repairs from anyone else (FTC consumer alert, July 2022). Ask the authority

The same rules set three limits:

  • Free warranty work goes where the warrantor says. If the warranty does the work for free, the FTC says the dealer or maker can make you use the repair facilities it chooses; if it gives the parts for free, it can choose the parts.
  • Damage an outside part or job caused can be denied. If a defective aftermarket part (one made by a company that did not make your car) or a recycled part (one first installed in a new vehicle, then removed for reuse), or a bad installation, damages a covered part, coverage for that damage can be denied. The FTC says the maker or dealer must prove the part caused the damage; the rule says the warrantor may deny when it can demonstrate the cause.
  • Records carry the proof. The FTC says to keep records of oil changes, tire rotations, belts, brake pads and inspections, because a claim might otherwise be denied.

Who does the work, and who pays, side by side:

WorkWhere it can be doneWho paysWhat to keep
Scheduled maintenanceAny shop, or youYouThe invoice or parts receipts, with the part and fluid specification
Repairs you pay forAny shopYouThe invoice
Free warranty repairsFacilities the warrantor choosesThe warrantorThe repair order, even at no charge
Emissions warranty claimsA facility the maker authorizesThe maker, for a valid claim, diagnosis includedThe repair order
Recall remediesA dealer of the makeThe maker, within the statute's limitsThe repair order and the recall number

Sources: FTC; 15 U.S.C. 2302(c); 16 CFR 700.10; EPA's emissions warranty sheet; 49 U.S.C. 30120. Maintenance you do yourself counts too: EPA says anyone with the knowledge and ability may do scheduled maintenance, and Toyota's 2026 Tacoma booklet says owner-paid maintenance may be done by you or by any automotive service. Log it on the service log with the parts receipts; Your service records lists the fields. Choosing the shop is in Choosing a shop and handling problems.

Service contracts and the "warranty expiring" pitch

A service contract is, in federal law, a written contract to perform maintenance or repair services, or both, over a fixed period (15 U.S.C. 2301). They are often sold as "extended warranties", but the FTC says an auto service contract is not a warranty as defined by federal law, because you buy it separately; it is an optional product sold by makers, dealers and independent companies. Its consumer alert of March 2023 adds that you can buy one at any time, that it could duplicate coverage you already have, and that you might pay more for it than you get back in benefits (FTC consumer alert, March 2023).

A service contract is a legal product, and whether to buy one is your decision. This manual does not say whether to; it lists what to read and ask, from the FTC's guide. The FTC's first point: compare it with the warranty you already have, starting with the dates, because a contract that starts before the factory warranty ends probably won't help.

Read or askWhy, in the FTC's terms
The price, and any deductible (what you pay per visit before the contract pays)Prices can range from several hundred dollars to several thousand, and a deductible may apply each time the car is serviced or repaired
Who is responsible for paying claimsThe contract is only as good as that company. Many dealer contracts are run by an administrator, an independent company that decides which claims are paid
What it excludesFew contracts cover everything; a "mechanical breakdown" contract may not cover wear and tear
How much it pays for parts and laborSome use a depreciation factor based on mileage, require used or remanufactured parts, cap labor, or leave you paying to take an engine apart if the problem turns out not to be covered
Where you get service, and whether you need pre-approvalSome contracts limit you to one dealer, which matters if you move
What maintenance it requires of youA contract may require following all the maker's routine maintenance and can be voided if you do not; keep the receipts
Length and transferIf it outlasts your ownership, ask whether it transfers, for what fee, or whether a shorter term exists
How claims workHow to claim, how you are reimbursed and how long it takes; disputes go to the administrator

Source: FTC, Auto Warranties and Auto Service Contracts, April 2024. If you have a contract, write its company, term, deductible and claims phone on Car facts. Ask the authority

States regulate these contracts differently. California is one example. Its Department of Insurance says a vehicle service contract's obligations must be backed by an insurer it authorizes, that selling such contracts by phone or internet in California is a felony, and that a contract cancelled within 60 days (30 days for a used car without a factory warranty) with no claim filed gets a full refund (California Department of Insurance, Guide to Automobile Service Contracts). Your own state's insurance department or attorney general says what applies where you live.

Limits

This manual gives no financial advice. Whether a service contract is worth its price to you depends on its terms, the warranty you already have, how long you keep the car and what you would do without it, and that is your decision. The questions above are what to read and ask before you decide. Disputes under a contract go to its administrator and then to your state attorney general; a lawyer answers what they do not. Ask the authority

The "warranty expiring" call, text or letter

The scam is not the service contract; it is the unsolicited pitch. The FTC describes it: calls, texts or mail warning that your warranty is about to expire, from companies that give the impression they represent your dealer or maker, using phrases like "Final Warranty Notice" or "Motor Vehicle Notification" to make it seem urgent. The FTC says they probably are not working with your dealer or maker; that if you respond, they will probably pressure you for personal financial information and a down payment before giving you the contract's details; that they may not be in business when you need the contract; and that the contract may have so many limits that it is worthless (FTC, Auto Warranties and Auto Service Contracts).

The Federal Communications Commission (FCC) says the callers may pose as a dealer, maker or insurer, that the call often begins automated or prerecorded, that the caller may know details about your car and its warranty, and that caller ID can be faked. It says not to give a Social Security number, card, driver's license or bank details to any caller unless you can verify you are dealing directly with a legitimate company you already do business with. In July 2022 it ordered all U.S. voice service providers to block auto warranty robocall traffic (FCC, Watch Out for Auto Warranty Scams).

What to do with one:

  1. Do not reply, call back the number in it or press a key. Nothing in the message is a reason to act today.
  2. Check your coverage yourself. Your warranty lines and end dates are on Car facts, from the booklet. If you want to confirm one, call a dealer of your make at a number you look up.
  3. Report it if you want to. The FTC takes reports at ReportFraud.ftc.gov, and the FCC takes complaints about scam calls; the FCC says it does not award individual damages, but complaints help it identify scammers.

A message can be right that a warranty is ending and still be a sales pitch from someone who has nothing to do with your maker. The pattern is the one our manual on digital security teaches for every scam, with the call-back habit: Learn Digital Security, Recognizing scams.

Lemon laws and warranty disputes: where to ask

Most warranty problems are settled with the dealer or the maker. When one is not, the routes are these, in the usual order:

  1. The dealer's service manager, then the maker. The booklet names the maker's customer assistance line and its dispute process. Put the problem in writing with the VIN, the dates, the odometer readings and copies of the repair orders.
  2. A dispute program, if your maker takes part. BBB AUTO LINE, run by BBB National Programs, handles warranty and lemon-law disputes for participating makers. It is free to owners, uses mediation and then arbitration, and its decision is not binding on you but binds the maker if you accept it. It does not handle disputes with independent repair shops (BBB National Programs, How BBB AUTO LINE Works).
  3. Your state attorney general. USAGov routes car warranty complaints to the state attorney general, auto repair shop complaints to the state consumer protection agency, and safety problems to NHTSA (USAGov, Where to file a complaint about your car).
  4. A lawyer, for anything the routes above do not settle.

A lemon law is a state law that gives the buyer of a new vehicle a remedy when the maker cannot fix a warranty defect after a reasonable number of tries. States word their own. California's is one example: its Department of Consumer Affairs says the law presumes a reasonable number of attempts within 18 months or 18,000 miles if the same problem was repaired four or more times, or two or more times for a problem that could cause death or serious injury, or if the car was out of service for repairs more than 30 days; the remedy is a replacement or a refund, at the buyer's choice; and it applies only to disputes under the maker's new-vehicle warranty (California Department of Consumer Affairs, Lemon Law Q&A (PDF), revised September 2024). Your state attorney general's office can point you to your state's law. Ask the authority

A dispute with a repair shop, rather than with the maker, takes a different route: Choosing a shop and handling problems covers it.

Limits

This chapter names routes; it gives no legal advice. Whether a denied claim was proper, whether a car qualifies under a lemon law, and what a dispute is worth are for the maker's process, the state attorney general and, where needed, a lawyer. Your records support a claim; they do not decide it. Ask the authority

In depth: the recall statute, the component list, secret warranty laws and contract terms Go deeper

The recall statute's limits

49 U.S.C. 30120 lets the maker remedy a defect by repairing it, replacing it with an identical or reasonably equivalent vehicle, or refunding the purchase price less a reasonable allowance for depreciation; equipment is repaired, replaced or refunded. Two of its limits were raised in 2015: the vehicle age limit for a free remedy went from 10 calendar years to 15, and the time to present a recalled tire went from 60 days to 180. The statute also says that a failure to repair within 60 days of the vehicle's presentation is prima facie evidence that the maker did not repair it in a reasonable time. NHTSA's lookup takes up to 100 VINs at once, and the same page searches recalls by NHTSA ID and complaints by keyword.

The 8-year or 80,000-mile list, then and now

SourceSpecified major components it names
Clean Air Act, 42 U.S.C. 7541(i)Catalytic converter, electronic emissions control unit, onboard emissions diagnostic device; EPA may designate others
EPA owners' sheet (2009, revised 2012)The same three
CARB fact sheet, its federal columnThe same three
40 CFR 85.2103, current textCatalytic converters and SCR catalysts; particulate filters and traps; diesel EGR components; emission control module; EV and plug-in hybrid batteries (optional before model year 2027 at or below 6,000 lb GVWR)

EPA's sheet carries no superseded notice, but the regulation's list has grown since it was written, so the regulation is the one to read for the list and the sheet for how a claim works. The statute lets EPA designate further parts that were not in general use before model year 1990 and cost more than $200 in 1989 dollars.

Secret warranty laws by state

LII names five states with notification laws: California, Connecticut, Maryland, Virginia and Wisconsin. We read only California's text. Besides the owner notice within 90 days and reimbursement claims within two years, it requires the maker to tell its dealers in writing within 30 days and to decide a reimbursement claim within 21 business days, with written reasons for a denial. For the other four, the state attorney general's office has the current text.

Service contract terms, and where sources differ

California's Department of Insurance sorts repair agreements into three kinds: service contracts from licensed providers, service contracts where the dealer itself is the obligor, and mechanical breakdown insurance, which is an insurance policy. It says service contract prices are not regulated in California while mechanical breakdown insurance prices are, and that after the full-refund window a cancellation gets a partial refund less a fee of up to $25 or 10 percent, whichever is less. The FTC's March 2023 alert says you can buy a service contract at any time; California's guide advises against buying one by phone, mail or the internet. The two speak to different things, timing and channel, and California's applies to sales in California.

What makers' own pages say about outside shops

Maker pages word this in their own ways. Toyota's 2026 Tacoma booklet says maintenance may be performed by any qualified person or facility and recommends its dealers. Tesla's maintenance page says that if problems occur after work by shops other than Tesla, warranty coverage could be affected (Tesla, Vehicle Maintenance). Read both against the federal rule above: coverage for damage an outside part or job caused can be denied when the warrantor can demonstrate the cause; routine work done elsewhere is not, by itself, a reason to deny coverage.

See it: the Bells' letters, Gloria's VIN check, Priya's ended warranty See it

Fictional example

Marcus Bell (he/him), 41, and Dana Bell (she/her), 39, are fictional; every fact about them, their car and their booklet is invented for this manual. They bought a 2023 hybrid compact SUV new in March 2023. It has 31,200 miles, and they drive about 12,000 miles a year. The dealer has done every service. Their booklet (fictional) gives basic coverage of 3 years or 36,000 miles, powertrain 5 years or 60,000 miles, and the hybrid battery 10 years or 150,000 miles.

Known: the in-service date is in March 2023, the day on their bill of sale. Working each line both ways gives this table for Car facts:

CoverageYears run outMiles reached at about 12,000 a yearEnds
Basic, 3 years or 36,000 milesMarch 2026Not yet (31,200 today)Ended March 2026, by time
Powertrain, 5 years or 60,000 milesMarch 2028Around spring 2029March 2028, by time
Hybrid battery, 10 years or 150,000 milesMarch 2033Around 2036March 2033, by time
Federal emissions, specified major components, 8 years or 80,000 milesMarch 2031Around the end of 2030Potentially the end of 2030, by miles
Federal emissions, other parts, 2 years or 24,000 milesMarch 2025Already passedEnded

Assumed: that they keep driving about 12,000 miles a year (their estimate). The dates in the miles column, and the emissions line's end, rest on it; the odometer settles them as they go, and they recheck the table each spring.

The letter. A "final notice: vehicle warranty expiring" letter arrives. It names no maker and no dealer. The table shows their basic coverage did end in March 2026, so the letter is, in a sense, right. It is still the pattern the FTC describes: urgent wording, no maker named, an offer to sell coverage. They do not reply. Their powertrain and battery coverage run on, from the booklet, not from the letter.

The recall. A recall letter for a software update arrives. The NHTSA lookup by VIN shows the same recall as open. They book it at the dealer with their next service, ask whether a loaner is offered, and add a row to the recalls sheet with the date checked, the recall number, "remedy available: yes", the booking and, later, the date completed.

Oil changes elsewhere. They ask whether an independent shop could do their oil changes without affecting the warranty. Under the FTC's guidance and the federal tying rule, maintenance they pay for can be done at any shop. They would keep each receipt, with the oil's specification, on the service log.

Open: whether parts for the software recall are in (the dealer settles it when they book); whether a loaner is offered (the dealer; not required); whether their driving counts as severe for the schedule (their maker's list, in Your maintenance schedule).

Fictional example

Gloria Hernández, 71, uses she/her; she and her son Luis Hernández (he/him) are fictional. Her 2011 gasoline midsize sedan has 162,000 miles, and its check engine light led to a coil repair in Warning lights and codes. She checks her VIN on NHTSA's lookup, with Luis on the phone.

Known: the search shows no unrepaired recall. Gloria adds a dated "none open" row to the recalls sheet. Her car is a model year 2011, so it is at the age where NHTSA's note applies: the VIN search leaves out recalls more than 15 years old, unless the maker offers more. Her emissions warranty's 8 years and 80,000 miles are long past, so the catalytic converter question the shop marked "watch" is a paid repair question, not a warranty claim.

Assumed: nothing about older recalls. "None open" covers what the search covers.

Open: whether any recall older than 15 years exists for her car (a dealer of her make, checking by VIN, settles it; she writes the answer on the same sheet); and when the car was first sold, which decides whether a free remedy would still be owed on a new recall under the statute's 15-year limit (the title history or a dealer settles it). Under these facts the free remedy is potentially near its limit, and only the first-sale date says which side of it she is on.

Fictional example

Priya Raman, 34, uses she/her, and is fictional. Her 2017 gasoline compact sedan, bought used in 2021, has 98,400 miles; she uses an independent shop. Known: her factory warranties have ended, and the federal emissions warranty's 80,000 miles are behind her. Still applies: recalls. The VIN check is free, a 2017 car is well inside the statute's 15-year limit for a free remedy, and a recall repair goes to a dealer of her make at no charge even though everything else goes to her own shop. She runs the check, adds the dated row, and sets a reminder to check again in six months. Open: nothing for this chapter; the warranty questions are closed by time and miles, and the recall question is settled each time she checks.

Practice: one VIN check and every end date Practice

Minimum: one dated VIN check on the recalls sheet, and each warranty line on Car facts with its terms, in-service date and end date. Time: about 45 minutes, plus a call to a dealer if you need the in-service date or have an open recall. Materials: the VIN (windshield, registration or insurance card), the warranty booklet or the maker's warranty page for your model year, the bill of sale if you have it, today's odometer reading, and the recalls sheet and Car facts (or paper).

  1. Run the VIN check. On NHTSA's recalls page, enter the VIN. Add a row: date, "NHTSA VIN lookup", and either each open recall's number and component, or "none open".
  2. Act on an open recall. Read the notice for interim instructions, then call a dealer of your make: parts in, time needed, loaner. Write the booking date.
  3. Set the next check. A reminder six months out, as NHTSA advises checking twice a year.
  4. Find the in-service date. From the bill of sale if you bought the car new, or from a dealer by VIN.
  5. Copy each warranty line. Basic, powertrain, corrosion, hybrid or EV battery, and emissions (2 years or 24,000 miles; 8 years or 80,000 miles for the listed parts): years, miles and whether it transfers.
  6. Work out both end dates for each line. The calendar date, and the date you will reach the miles at your pace. Mark the earlier one.
Go deeper

Look up bulletins. On the same NHTSA page, search by year, make and model, open the manufacturer communications, and note any bulletin or extension that matches a problem your car has had; put its number on the recalls sheet. Read a service contract against the table. If you have one or are offered one, go through the FTC's questions in service contracts with the contract in hand, and write the answers beside each question on the questions sheet. Find your state's rules. Look up your attorney general's pages on lemon laws and, if your state has one, its warranty adjustment law.

Your car Your car

Check your work Check your work

Criteria

  • Does the recalls sheet have a dated VIN check, with each open recall listed or "none open"?
  • Is every open recall booked, with any interim instruction followed?
  • Does each warranty line on Car facts have its years and miles, the in-service date it counts from (or who will give it to you), both end dates and the earlier one marked?
  • For a car near 15 years old, did you ask a dealer about recalls the search leaves out?
  • Can you say where free warranty work goes, and where maintenance you pay for can go?
  • Do you know what you would do with a "warranty expiring" message?

Worked example

The Bells' recalls sheet has a dated row with the software recall's number, "remedy available: yes", the booking date and, after the visit, the completion date. Their Car facts has five warranty lines with both end dates, the basic line marked "ended March 2026", and the emissions line marked "potentially end of 2030, by miles, at 12,000 a year". It passes. It marks the one date that rests on an assumption, it does not treat the letter as information about their coverage, and it does not claim anything about their warranty beyond the booklet's terms.

Common mistakes

  • Reading "0 unrepaired recalls" as "no recalls ever". It covers only what the search covers: not repaired recalls, not those over 15 years old, not small makers.
  • Waiting for a letter. A letter goes to the registered owner, which a used car's buyer may not yet be. Check by VIN.
  • Counting a used car's warranty from the purchase date. It counts from the in-service date.
  • Believing an oil change at an independent shop voids the warranty. Under federal law it does not, for maintenance you pay for; keep the receipt.
  • Taking a bulletin for a free repair. It is repair guidance; it is free only if a warranty or an extension covers it.
  • Answering a "final notice" because the warranty really is ending. Being right about the date does not make the sender your maker.

What is still unresolved

What older recalls the search leaves out is settled by a dealer of your make. The in-service date is settled by the bill of sale or the maker's records. Whether a particular claim is covered is the maker's to decide first, through its process, and then the routes in lemon laws and disputes. The high-voltage battery's terms are in Hybrids and electric cars. The records that support a claim, and what to keep, are in Your service records. A dispute with a repair shop is in Choosing a shop and handling problems. Whether to buy a service contract is yours.

Knowledge check and scenario

The NHTSA lookup says "0 unrepaired recalls associated with this VIN" for your 2010 car. What does that tell you?
That the search found no unrepaired safety recall among the recalls it covers. NHTSA says the search leaves out recalls more than 15 years old (unless the maker offers more coverage), small makers' recalls, non-safety campaigns and recalls not yet loaded. For a 2010 car, ask a dealer of the make to check by VIN as well.
Your car has an open recall. Who pays for the repair?
The maker, within the statute's limits: 49 U.S.C. 30120 requires a free remedy unless the vehicle's first purchaser bought it more than 15 calendar years before the notice (5 years for a tire), and a recalled tire must be brought in within 180 days. Book it with a dealer of your make.
A shop finds a technical service bulletin that matches your car's problem. Is the repair free?
Not because of the bulletin. Consumer Reports says customers pay for most bulletin repairs unless a warranty covers them. Ask the dealer whether a warranty extension or service campaign covers it, and if you paid before learning of one, ask about reimbursement.
You have your oil changed at an independent shop during the warranty. Later the engine fails. Can the maker deny the claim because of where the oil was changed?
Not for that reason alone. The FTC says it is illegal to deny coverage because routine maintenance was done elsewhere. The maker can deny coverage for damage it shows an outside part or bad work caused, which is why the receipt, with the oil's specification, goes on the service log.
(Go deeper) Why does this chapter cite the regulation, not EPA's owners' sheet, for the list of 8-year or 80,000-mile parts?
Because the list has grown since the sheet was written in 2009 and revised in 2012. The sheet and CARB's federal column name three parts; the current 40 CFR 85.2103 adds SCR catalysts, particulate filters, diesel EGR parts and, from model year 2027 for most light vehicles, EV and plug-in hybrid batteries. The sheet still explains how a claim works.
A text arrives: "FINAL WARRANTY NOTICE. Your vehicle's coverage expires today. Call now to keep your protection." Your car is two years old. What do you do?
Calling back is what the sender wants. The FTC says responding brings pressure for financial information and a down payment, and the FCC says caller ID and details about your car do not prove who is calling.
Your booklet, not the text, says when each coverage ends. A dealer you call yourself can confirm a date. If you like, report the text to the FTC at ReportFraud.ftc.gov.
A service contract from the maker or dealer is a legal product, and whether to buy one is your decision. But the text is not a reason to decide this week. The FTC suggests comparing any contract with the warranty you already have, starting with the dates; a two-year-old car may have years of coverage left.

Checklist

Records your learning only; it is not a qualification.